🚂 Current Fix Deposit Rates 🌞 SBI - General Citizen 3% to 7.10% Senior Citizen - 3.60% to 7.60% 🌞 HDFC - General - 3.00% to 7.25% Senior Citizen - 3.50% to 7.75% 🌞 ICICI - General - 3% to 7.10% Senior Citizen - 3.50% to 7.60% 🌞 PNB - General - 3.50% to 7.25% Senior Citizen - 4% to 7.75% 🌞 Kotak Mahindra - General - 2.75% to 7.20% Senior Citizen - 3.25% to 7.70% 🌞 Axis - General - 3.50% to 7.10% Senior Citizen - 3.50% to 7.85% 🌞 Bank of Baroda - General - 3% to 7.25% Senior Citizen - 3.50% to 7.55% 🚂 Current Recurring Deposit Rates 🌞 SBI - General 4.40% to 5.50% Senior Citizen 4.90% to 6.20% 🌞 ICICI - General 3.50% to 5.50% Senior Citizen 4% to 6.30% 🌞 HDFC - General 4.40% to 5.50% Senior Citizen 4.90% to 6.25% 🌞 KOTAK - General 4.30% to 5.20% Senior Citizen 4.80% to 5.70% 🌞 AXIS - General 4.40% to 5.75% Senior Citizen 4.65% to 6.50% 🌞 IDBI - General 7% to 7.15% Senior Citizen 7.50% to 7.65% ☁️ National Pension Scheme - 9% to 12% pa ☁️ Employees Provident Fund - 8.15% pa ☁️ Public Provident Fund - 7.1% pa Investment Insurance Plan

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Investment Insurance Plan

 

There are lots of investment companies and plans available in the market.  The key to building wealth is to invest in companies that offer sizable returns.   Life insurance plus maturity gain investment options that enable investors to choose from various plans based on their risk appetite, investment goal, investment tenure and returns.  An investor can choose to invest in various investment plans such as endowment plan, unit linked insurance plan, retirement plan, and money back plan. Life insurance products offer you a great opportunity to invest while also protecting your and your family’s financial future.

List of some Investment Plus Insurance Plans in India


Investment Plan

Plan Type

Entry Age

Maximum Maturity Age

Policy Term

HDFC Life Click 2 Wealth

ULIP

0-65 years

99 years

10-40 years

HDFC Life Pro Growth Plus

ULIP

0-60 years

75 years

10-30 years

MaxLife Fast Track Super

ULIP

18-65 years

85 years

5 years

MAX LIFE Assured Wealth Plan

Savings

91days-65 years

70 years

20 years

TATA AIA Wealth Maxima

ULIP

30 days-60 years

100 years

100 years

Bajaj Future Gain

ULIP

1-60 years

70 years

10-25 years

Bajaj Allianz Fortune Gain

ULIP

1-63 years

70 years

7-30 years

Bajaj Allianz Retire Rich

ULIP Pension Plan

30-73 years

80 years

7-30 years

PNB Metlife Money Back

Money Back

13-55 years

65 years

10 years

ICICI Pru Smart Life

ULIP

20-24 years

20-64 years

10-25 years

Unit Linked Insurance Plan (ULIP) 

Unit Linked Insurance Plan provides not only potential returns on the investment’s but also life insurance cover to the investor.  Those investors are looking for investment as well as life insurance in a single policy, they can consider ULIP option.  ULIP provide the flexibility in investment, one can switch different funds easily like money market fund, debt fund, equity etc., depends upon the risk taken capability of an investor and his investment aim.   ULIP provide tax benefits for certain limit.  Since ULIP is a link with the market there is no fix returns or depending upon the market scenario, the investment value can be go up and down.  ULIP gives the life insurance coverage, if primary holder pass away during the policy, his/her beneficiary or nominee will receive benefit.  Click here for more information

Money Back Plan

Money Back investment is also a type of life insurance as well as provides periodic returns of their investments.  Money back policy is designed to provide both savings and life protection benefits.  Money back policies have a specific term like 15, 20 and 25 years, investor can choose the term as per their investment potential.  An individual can pay regular premiums till policy mature.  At the time of maturity, he/she will receive sum assured as well bonus, and in case the primary policy holder survives in between the policy, the maturity benefit will paid.  Some money back offer periodic pay-outs.  Click here for more information

Unit Linked Pension Plan

ULIP pension plan is market link launched for those investors who are looking for long term investment or to secure their financial life after the retirement and to protect their family behind them.  Since it is link with market the risk factor involve in ULIP, but by investing in ULIP pension plan there is a good change that an investor can accumulate a good corpus over the long period of time.  The plan is giving the tax benefit under section 80C.  Click here for more information



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