The Central Government Health Scheme
was launched in 1954 to provide medical facilities to the central government
employees, pensioners and their dependents.
It was very good initiatives by the Government to the employees, in this
scheme the individual can avail wide range of medical services like
hospitalization, diagnostic tests, consultation, medicine expenses etc., The government has tied up with dispensaries
and hospitals in various cities across the India. The scheme plays crucial role in ensuring the
well-being of central government employees and their dependent by facilitating
with the comprehensive health coverage. The central government health care scheme
provides affordable and quality health care services to its beneficiaries, with
a focus on preventive health care measures and wellness programs.
Following are the
benefits offers by Central Government Health Scheme:
Comprehensive Health
Coverage:
The Central Government Health Care
Scheme provides comprehensive health care coverage to the working employees as
well as pensioners and their family.
This includes hospitalization expenses, diagnostic tests, and medicines
expenses.
Cashless Treatment:
It is a cashless treatment and employees
do not have to pay any charges for medical services covered under the scheme at
the time of hospitalization.
Quality Healthcare
Facilities:
CGHS operates through a network of
hospitals and dispensaries across the India, ensures that to provide quality
health care facilities to the employees.
Preventive Healthcare
Services:
CGHS emphasizes preventive health care
measures and wellness programs to promote the overall well-being of
beneficiaries. This includes regular health check-ups, immunizations, and
health awareness campaigns.
Cost-Effective:
The Central Government Health Scheme
services at subsidized rates, making affordable to the employee and pensioners. To ensure cost effective the authority
negotiates rates with hospitals and diagnostic centres.
Coverage for
Pre-existing Conditions:
The Central Government Health Scheme
provides coverage for pre-existing disease to the beneficiaries to ensuring
that ongoing medical needs receive the proper medical treatment.
Coverage for
Dependents:
The Scheme providing coverage to the
dependents of employees and pensioners includes spouse, children and dependent
parents.
How to apply for
Central Government Health Scheme
1.
Go to CGHS officiala website https://cghs.gov.in/CghsGovIn/faces/UserCreate.xhtml
2.
Click on Register (for creating or registering )
3.
Fill all the credentials properly.
4.
Enter the OTP receive on mentioned mobile number.
5.
Click on “Book and appointment” option.
6.
Enter all the necessary information like date etc.,
7.
You will receive the confirmation on your register mobile number.
Conclusion:
CGHS exemplifies its benefits by
providing the central government employee and their family with accessible,
affordable, and quality healthcare services.
