The Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is a health insurance scheme launched by the government of Maharashtra on July 2012, the motive of the scheme is to provide better health treatment to economically poor people or those are below poverty line. MJPJAY provide free treatment in around 488 hospitals across the state.
The MJPJAY covers cashless hospitalization, surgeries, diagnostic tests, ambulance services, consultation charges and many more. An Individual can take the treatment in public as well as listed private hospitals across the state.
Example:
Madhav working as a civil helper, he is getting Rs. 250 on daily basis. He is staying with his wife and two children's studying in Nagar Palika school.
One day, unfortunately, one of the children got serious and requires urgent hospitalization or surgery. Without health insurance, the Madam and family would have to bear all the expenses of hospitalization, cost of surgery, medicines, which is hardly impossible things and could be a financial challenge for them.
However, since they are already enrolled in the MJPJAY scheme, they can take the benefit of cashless treatment within the defined hospitals. So they take the child to a nearby hospital. The hospital starts treatment immediately and gave all medical care, including the surgery to the child without any payment.
As a result, the child receives all the necessary treatments, and the family does not face any financial challenges or burden.
Conclusion:
This example illustrates during the medical emergency, how the MJPJAY scheme provides coverage of healthcare expenses without giving any stress and financial challenges.
How to apply for the Mahtma Jyotiba Phule Jan Arogya Yojana:
For to Apply: Visit nearby general or district hospital and ask for application form, fill the form very carefully and submit.
Eligibility: Those families are having yellow or orange ration card and the family annual income upto Rs. 1,00,000, they can apply for the scheme.
Document Require: To avail the scheme following documents are required:
1. Aadhaar Card
2. Pan Card
3. Voter Id
4. Driving License
5. School/College Id
6. Passport
7. Freedom Fighter ID card
8. Health Card of RGJAY / MJPJAY
9. Handicap Certificate
10. Nationalized Bank Passbook with Photo
Coverage: The MJPJAY scheme provides total health coverage Rs. 1,50,000 per year and for Renal Transplant Rs. 2,50,000 per year.
For more information, click on link below for MJPJAY official site:
