🚂 Current Fix Deposit Rates 🌞 SBI - General Citizen 3% to 7.10% Senior Citizen - 3.60% to 7.60% 🌞 HDFC - General - 3.00% to 7.40% Senior Citizen - 3.50% to 7.90% 🌞 ICICI - General - 3% to 7.10% Senior Citizen - 3.50% to 7.60% 🌞 PNB - General - 3.50% to 7.25% Senior Citizen - 4% to 7.75% 🌞 Kotak Mahindra - General - 2.75% to 7.20% Senior Citizen - 3.25% to 7.70% 🌞 Axis - General - 3.50% to 7.10% Senior Citizen - 3.50% to 7.85% 🌞 Bank of Baroda - General - 3% to 7.25% Senior Citizen - 3.50% to 7.55% 🚂 Current Recurring Deposit Rates 🌞 SBI - General 4.40% to 5.50% Senior Citizen 4.90% to 6.20% 🌞 ICICI - General 3.50% to 5.50% Senior Citizen 4% to 6.30% 🌞 HDFC - General 4.40% to 5.50% Senior Citizen 4.90% to 6.25% 🌞 KOTAK - General 4.30% to 5.20% Senior Citizen 4.80% to 5.70% 🌞 AXIS - General 4.40% to 5.75% Senior Citizen 4.65% to 6.50% 🌞 IDBI - General 7% to 7.15% Senior Citizen 7.50% to 7.65% ☁️ National Pension Scheme - 9% to 12% pa ☁️ Employees Provident Fund - 8.15% pa ☁️ Public Provident Fund - 7.1% pa Yeshasvini Health Insurance Scheme

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Yeshasvini Health Insurance Scheme

 

What is Yeshasvini Health Insurance Scheme?

The Yeshasvini Health Insurance Scheme is a government-sponsored health insurance scheme in the Indian state of Karnataka. It is designed to provide affordable healthcare coverage to rural farmers and members of cooperative societies in Karnataka. The scheme primarily targets those in the farming community who often struggle to afford quality healthcare.

Under the Yeshasvini Health scheme, beneficiaries pay a nominal premium, and in return, they receive coverage for various medical treatments and procedures, including surgeries upto Rs. 5 Lakh. The scheme operates through a network of empanelled hospitals, where beneficiaries can avail themselves of cashless treatment. The scheme aims to reduce the financial burden on families during medical emergencies and improve access to healthcare services in rural areas.

The Yeshasvini Health Insurance Scheme has been instrumental in providing financial protection to farmers and rural residents in Karnataka, ensuring they receive timely medical care without facing significant financial hardships.

The Yeshasvini Health Insurance Scheme in Karnataka offers several features:

Affordable Premiums: The scheme offers health insurance coverage at a nominal premium, making it accessible to rural farmers and members of cooperative societies who may have limited financial resources.

Cashless Treatment: Beneficiaries can avail themselves of cashless treatment at empanelled hospitals. This means they do not have to pay for covered medical expenses upfront, as the insurer settles the bills directly with the hospitals.

Coverage for Various Medical Treatments: The scheme provides coverage for a wide range of medical treatments and procedures, including surgeries, hospitalization, diagnostic tests, and medications. This comprehensive coverage ensures beneficiaries have access to necessary healthcare services.

Network of Empanelled Hospitals: Yeshasvini operates through a network of hospitals that have partnered with the scheme. Beneficiaries can choose from these hospitals for their medical treatment, ensuring quality care is accessible within their vicinity.

No Age Limit: Unlike some insurance schemes that have age limits for enrolment, Yeshasvini Health Insurance Scheme does not have such restrictions. This makes it inclusive and ensures that individuals of all age groups can benefit from the coverage.

Pre-existing Condition Coverage: The scheme also covers pre-existing medical conditions, ensuring that beneficiaries receive necessary medical care regardless of their health status prior to enrolment.

Renewability: The scheme offers the option of renewing coverage, allowing beneficiaries to continue benefiting from health insurance protection beyond the initial policy term.

Overall, these features make the Yeshasvini Health Insurance Scheme a valuable initiative aimed at improving healthcare accessibility and affordability for rural residents in Karnataka.