🚂 Current Fix Deposit Rates 🌞 SBI - General Citizen 3% to 7.10% Senior Citizen - 3.60% to 7.60% 🌞 HDFC - General - 3.00% to 7.40% Senior Citizen - 3.50% to 7.90% 🌞 ICICI - General - 3% to 7.10% Senior Citizen - 3.50% to 7.60% 🌞 PNB - General - 3.50% to 7.25% Senior Citizen - 4% to 7.75% 🌞 Kotak Mahindra - General - 2.75% to 7.20% Senior Citizen - 3.25% to 7.70% 🌞 Axis - General - 3.50% to 7.10% Senior Citizen - 3.50% to 7.85% 🌞 Bank of Baroda - General - 3% to 7.25% Senior Citizen - 3.50% to 7.55% 🚂 Current Recurring Deposit Rates 🌞 SBI - General 4.40% to 5.50% Senior Citizen 4.90% to 6.20% 🌞 ICICI - General 3.50% to 5.50% Senior Citizen 4% to 6.30% 🌞 HDFC - General 4.40% to 5.50% Senior Citizen 4.90% to 6.25% 🌞 KOTAK - General 4.30% to 5.20% Senior Citizen 4.80% to 5.70% 🌞 AXIS - General 4.40% to 5.75% Senior Citizen 4.65% to 6.50% 🌞 IDBI - General 7% to 7.15% Senior Citizen 7.50% to 7.65% ☁️ National Pension Scheme - 9% to 12% pa ☁️ Employees Provident Fund - 8.15% pa ☁️ Public Provident Fund - 7.1% pa The Chief Minister’s Comprehensive Insurance Scheme

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The Chief Minister’s Comprehensive Insurance Scheme

What is the Chief Minister’s Comprehensive Insurance Scheme?

The Chief Minister’s Comprehensive Insurance Scheme is a Tamil Nadu State Government initiative goal at providing health insurance coverage to economically unsafe sections of society.  The scheme is designed to offer best in class healthcare services to poor and lower income families. The Chief Minister’s Comprehensive Insurance Scheme covers various medical treatments and surgeries without any financial burden and stress on families.

Some of the Key Features of the Scheme:

Eligibility: Individual should be the resident of the Tamil Nadu.  The family income of the beneficiary should not more than Rs. 72000/- per annum.  All the member in family should be mentioned in the ration card.

Coverage: The scheme covers hospitalization costs, including pre and post-hospitalization expenses, surgeries and other medical expenses like diagnostic tests, medicine, ambulance etc., upto Rs. 5 Lakh per family each year.

Document Required:  Following documents are require for availing the scheme.

·      Ration Card

·      Address Proof (Electricity bills etc.,)

·      Aadhar Card

·      Pancard

·      Income Proof

Cashless Treatment: Beneficiaries can receive treatment without paying out of pocket at empanelled hospitals. The insurance scheme settles the bills directly with the hospitals.

Empanelled Hospitals: A network of government and private hospitals that are registered under the scheme to provide treatment to beneficiaries.

Sum Insured: The insurance coverage amount can vary, but it typically provides coverage up to a certain limit per family per year.

Implementation: Often managed by the state government in partnership with insurance companies. The scheme details, like covered procedures and claim process, are clearly defined and communicated to beneficiaries.

Benefits

Financial Protection: Reduces the financial burden on poor families by covering major medical expenses.

Quality Healthcare: Ensures that beneficiaries have access to necessary medical treatments and surgeries at reputed hospitals.

Improved Health: By providing timely medical intervention, the scheme helps in improving health outcomes and reducing mortality rates.

Conclusion

The Chief Minister’s Comprehensive Insurance Scheme is a crucial initiative aimed at providing accessible and affordable healthcare to the economically poor families in Tamil Nadu. By offering comprehensive coverage and cashless treatment options, it significantly enhances the healthcare landscape for economically disadvantaged populations, reducing the incidence of financial hardships due to medical expenses.


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